Welcome to WIA Marine Insurance
The Midwest's #1 Marine Insurance Agency,
based at Lake of the Ozarks.
We work hard to provide THE unparalleled customer service and an insurance plan specific to YOUR needs. We're happy to provide free quotes. Simply complete the online form and one of our team members will contact you!
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Affordable Marine Insurance at Lake of the Ozarks & the Midwest
The biggest mistake many new boat owners make is purchasing a generic marine insurance policy. At the Wagner Insurance Agency, our Marine Insurance policies are not only more affordable, but the level of service in the event of a claim is second to none.
Our marine packages contain industry-leading coverages and features which cover almost all types of watercraft -- with a package and price point for just about everyone!
- Available for boat speeds up to 180 MPH
- Available for PWCs
- Includes coverages not included with most competitor policies!
Boat Insurance & Personal Watercraft Insurance Discounts
In addition to our broad eligibility and great rates for boat insurance or personal watercraft insurance, we lead the industry in discounts! The following discounts are available to those who qualify*.
Paid In Full Discount
Applies for the first full policy term when you pay the full amount of your policy up front.
Receive a discount when you store your boat or personal watercraft out of water for at least three months per year.
License Discount Applies with an approved boating safety course or marine license. The more you have, the more you can save!
Protective Device Discount
Receive a discount when your boat has features like Automatic Fire Extinguishing Equipment, Monitoring Systems, Alarm System, No Strike Lightning System, Theft Recovery System, Dock Assist, NMMA Certification or a PWC Brake System. The more features it has, the bigger the discount!
Available with one or more qualifying polices offered at the The Wagner Agency LLC.
Receive a discount when you insure more than one unit on a policy.